An Augusta Georgia bankruptcy lawyer describes Wage garnishment
Bankruptcy lawyer Augusta
It is never pleasant to be called in by your employer to be told your paycheck is being garnished. You must do everything you can not to let things reach this stage, but sometimes they do and you must know what action to take. This kind of thing does not happen overnight, the collection agency should demonstrate to the judge that they took the correct steps in trying to collect from you first.
This is usually a last step for them, but they may do it. When you file bankruptcy there is something called an “automatic stay” that prevents the collectors from continuing any action against you. At this point you are under the courts protection and if they proceed with their pursuit they are breaking the law. In certain cases, the borrower has actually sued the collector and won damages against the collection agency. Besides, there is a chance you can receive some of the garnished income back that was taken from your paycheck.
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