Bankruptcy law is complex. If you are considering filing for bankruptcy, you should always consult a competent bankruptcy attorney. An experienced bankruptcy attorney can guide you to select the most appropriate Chapter. He can analyze your financial situation and tell you what your alternatives are, as well as answer any of your questions. Bankruptcy filing is a complex procedure. Do not use those do it yourself bankruptcy kits. Use an experienced bankruptcy attorney. The bankruptcy filing process is complicated. A competent and experienced bankruptcy attorney can help the process be less of a hassle. The attorney will instruct the debtor on what forms and information are needed to file and the amount of court costs. The changes to the Bankruptcy Code in 2005 has made it difficult to qualify for Chapter 7 bankruptcy.
To determine you eligibility to file a Chapter 7 proceedings, the bankruptcy court will review your average monthly income over the course of six months prior to the filing date and compare that to the median income level for a similar party in Georgia. Remember bankruptcy does not take care of all debts. Some debts must still be paid. Details of those debts which cannot be discharged are given in 11 U.S.C. sec. 523. It is rather a longish list, but the following debts will, inter alia, not be discharged: taxes; spousal and child support; debts arising out of willful misconduct and or malicious misconduct by the debtor; liability for injury or death from driving while intoxicated; non-dischargeable debts from a prior bankruptcy; student loans; criminal fines and penalties and forfeitures.
We are based in Athens, GA (Georgia). We can help you file for bankruptcy if you are located in Athens, Watkinsville, Carnesville, Elberton, Homer, Jefferson, Danielsville, Lexington, Hartwell, Winder, and Clarke County, Oconee County, Elbert County, Franklin County, Banks County, Jackson County, Madison County, Hart County, Barrow County and Oglethorpe County, Piedmont Judicial Circuit, Northern Judicial Circuit and Athens-Clarke County.
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Athens Georgia bankruptcy lawyer | Bankruptcy attorneys in Athens GA and Athens-Clarke County – Filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy
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