Bankruptcy Richmond County Georgia
Certain debts that can’t be discharged by bankruptcy. These debts include spousal and child support or alimony, student loans, or any fraudulent debt. Although some legal settlements may be removed it’s not guaranteed. Bankruptcy will not improve your credit rating but it is perhaps your only way out if you are deep in debt. Filing for bankruptcy is not easy. It is a complex and difficult process. You will need the services of an experienced bankruptcy attorney. First of all, you must pass the “means test” introduced by the recent changes in law. You must then decide the chapter – Chapter 7, 11, 12 or 13. An experienced bankruptcy attorney can guide you in selection of the right Chapter. Selection of the right Chapter is very important. If your petition is rejected, there are restrictions on future bankruptcy filing. If you previously filed a Chapter 7 bankruptcy, you must wait eight years before filing again for a new Chapter 7 discharge. The eight years begins with the date of the initial filing, not the date of the initial discharge. If you previously filed a Chapter 13 bankruptcy, you may file a new Chapter 13 bankruptcy after as little as two years after the original petition was filed. If you previously filed a Chapter 7 bankruptcy, you are eligible to file for a new Chapter 13 bankruptcy after four years from the previous filing. If you previously filed a Chapter 13 bankruptcy, you must wait six years before filing a Chapter 7 bankruptcy.
We are bankruptcy attorneys based in Augusta, GA (Georgia). We serve clients in Augusta, GA (Georgia) and throughout the CSRA, including Columbia County, Richmond County, Lincoln County, McDuffie, Jefferson and Burke Counties, Evans, Appling, Waynesboro, Louisville, Thomson, Lincolnton, Girard Georgia & Aiken, South Carolina & North Augusta SC. Contact us. We can help you file for bankruptcy.
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We are Augusta GA bankruptcy lawyers and bankruptcy attorneys in Augusta – Evans Georgia that assist their clients in filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy in Augusta GA.
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