Debts not discharged by bankruptcy in Georgia

Debts not discharged by bankruptcy in Georgia

The Chapter 13 debtor is to get a discharge on successful completion of entire payments under the Chapter 13 plan. In exchange for the willingness of the Chapter 13 debtor to maintain the discipline of a repayment plan for 3 to 5 years, a broader discharge is available under Chapter 13 than in a Chapter 7 case.
As a general rule, the individual is discharged from all debts under the plan or debts that are rejected, except for the following:
1. Some long-term obligations such as a home mortgage;
2. Alimony and Child support;
3. Debts for most government-funded or guaranteed educational loans or benefit overpayments;
4. Debts arising from death or personal injury caused by driving while intoxicated or under the influence of drugs, which also refers to debts for restitution or a criminal fine included in a sentence on the debtor’s conviction of a crime.

If these types of debts are not totally cleared under the Chapter 13 plan, the debtor will continue to be liable for them after the bankruptcy case has concluded.
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