Matthew James Duncan | 706-755-2928 | Augusta Georgia Bankruptcy & Debt Relief Lawyers

Georgia bankruptcy attorney Matthew James Duncan serves the Augusta area including Evans, Richmond County, Columbia County and the CSRA.

Bankruptcy Lawyer serving the Augusta GA area.

Attorney Matthew James Duncan handles Chapter 7 and Chapter 13 bankruptcy cases in the Augusta Georgia Evans area.

At Matthew James Duncan, Attorney at Law, P.C., we understand the stress of overwhelming debt and the apprehension many feel about the prospect of filing for bankruptcy. In this time of rebuilding, we can help make sure that you get the relief you deserve. Bankruptcy is not the end. It is the beginning of a new and better life! CALL TODAY to schedule your FREE CONSULTATION

Matthew James Duncan

Matthew James Duncan practices exclusively consumer bankruptcy law in Augusta, Georgia. Mr. Duncan is a member of the State Bar of Georgia, the Augusta Bar Association, the United States District Court for the Southern District of Georgia, and the United States Bankruptcy Court for the Southern District of Georgia.

Is Bankruptcy Right for You?

To learn whether filing bankruptcy is your best option, please read the information on our web site and call for an appointment with an experienced Augusta Georgia – Evans GA Bankruptcy lawyer. Attorney Matthew James Duncan can guide you through the process.

Our debt relief law firm handles cases in the following Georgia locations:

Augusta
Evans
Richmond County
Columbia County

Chapter 7 Bankruptcy

Chapter 7 cases are also called Liquidation cases. In these cases, the debts are discharged in an orderly fashion by a court-appointed trustee, who takes over and sells the debtor’s assets and pays creditors from the proceeds of the sale. In many Chapter 7 cases, there are no assets to sell. In so-called No Asset cases, the bankruptcy may be discharged in just a few months. Chapter 7 is most commonly used by individuals who have few if any assets of value. There are income thresholds to be eligible for Chapter 7 and some individuals may make too much money to declare Chapter 7.

Chapter 13 Bankruptcy

Chapter 13 cases are also called Adjustment of Debts cases and are designed for individuals with a verifiable source of income. In Chapter 13 cases, a payment plan is worked out to pay the debts over a period of time, often between three and five years. Chapter 13 cases are different from Chapter 7 cases because the debtor keeps some or all of his or her assets and because creditors are repaid in part of in full by the time of discharge.